Premera Joins the Fray

Last week when I wrote about associations and insurers challenging the Washington Insurance Commissioner’s (OIC) disapproval of rates for bona fide association plans, Premera was conspicuously absent. That left the Washington Counties Insurance Fund (WCIF) at risk of not even getting a hearing. Why? Because Premera had not challenged the WCIF rate disapproval. The administrative law judge…

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Update: AHP winners and losers

The Washington Office of the Insurance Commissioner (OIC) has updated its lists of 2014 and 2015 association health plans approved and disapproved. The charts break out filed plans into four categories – approved; disapproved because the association is not “bona fide”; disapproved because the rates fail to conform to the new AHP rate rules; and…

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Association Health Plans Challenge Insurance Commissioner

“Delay is the deadliest form of denial.“ Cyril Northcote Parkinson famously developed a mathematical formula demonstrating little or no relationship between a regulatory task and the size of the staff assigned to accomplish the task. “Parkinson’s Law” has morphed into the well known adage that “work expands to fill the time available for its completion.” Parkinson’s observation about bureaucratic…

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Association Health Plans – Some Clarity at Last

After years of confusion and drift, the Insurance Commissioner’s Office (OIC) has begun a more transparent process of sorting out the winners and losers in the Washington association health plan market. Change has come quickly in the past week beginning March 5th with the Association of Washington Business withdraw of their demand for hearing challenging the…

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Agency Judge Denies BHT Request to Stop Commissioner Disapproval of Health Plans

On February 13, Judge George Finkle (Ret.), presiding officer in the Business Health Trust administrative action against the Insurance Commissioner ruled: “BHT is not entitled to a hearing or to an automatic stay under RCW 48.04.020(1). I do not grant a discretionary stay under RCW 48.04.020(2). This Order is without prejudice to BHT’s renewed Demand…

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