When Discrimination is a Good Thing

Words matter. The meaning and use of words matter even more. That’s why discrimination can be a great thing – if you’re talking about insurance. Why? For one reason, folks who are careless should pay more for insurance than folks who are careful. Insurers don’t care why folks are careless; insurers want to be “discriminatory”…

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What is a MEWA and will they be sent to the health care reformatory?

Kittens say “mew”; insurance brokers say “mewa” – not “myū-ah”, but “mē – wăh.” A MEWA may be a “cool cat” or a predator depending on where you live. In Washington, many employers hang out with the safe version. They get their health insurance through MEWAs. MEWA is an acronym for “Multiple Employer Welfare Arrangement”…

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Carriers

A carrier is an insurance company. I don’t know the origins of the word “carrier” as it applies to insurance companies. I researched the phrase and only came away with the same result – it means insurance company. In Washington State, the statutory use of the word is more recent – 1995: “RCW 48.43.005 (18)…

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