Small Group Market 50 employees (again)

If I say that it’s change that I believe in, can I take a break from change – any change? The small employer health insurance market is still waiting to discover the contours of the small group health plans recently approved for sale by business and professional associations. Now we can also push reset on the definition of “small group.”…

Share

Washington the Maverick

Washingtonians can feel all “mavericky” compared to other states where Insurance Commissioners have honored the President’s attempt to meet his original commitment to policyholders (remember “grandfathered plans?”). [“Mavericky” – “An adjective used to describe an action that may not make any sense, but is definitely different.” (from the Urban Dictionary)]. The California Insurance Commissioner’s positive…

Share

Canceled Plans…Some Contrast

Washington Insurance Commissioner Kreidler argues that the Washington Exchange is working and that allowing individuals to renew the poor coverage they now have would hurt reform. O.K., but what about all the small group coverage renewing? There’s no exchange for that unless you live in Southwest Washington. Here’s a different approach to President Obama’s extension…

Share

The Health Plan Emergency Has Ended…Right?

The United States Department of Health and Human Services (HHS) has issued guidance to the state Insurance Commissioners recommending individuals and small groups be allowed to continue existing coverage for an additional year. Thankfully, the “emergency” that “forced” the Washington Insurance Commissioner to cripple small group health plan renewals appears to be over. Here was the…

Share

President Obama Doesn’t Rule Washington

For those asking so optimistically what happens now that President Obama will allow individuals and small groups to “keep their coverage” for another year, I attach the CMS letter to the state Insurance Commissioners recommending that state insurance regulators allow individuals and small businesses to extend current coverage for another year. But wait… Here is…

Share