Stolen Laptop Costs Clinic $1.5 Million Fine

On September 17, 2012, the Office of Civil Rights which enforces the HIPAA privacy law announced the following fine and settlement for theft of an unencrypted laptop with patient information. This is truly sad given that even the poorest practitioner can afford free software from TrueCrypt. No laptop should leave the building without encryption. I…

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Comment: NAIC Model Small Group “Bona Fide Associations”

The NAIC has circulated a revised Small Group Market Health Insurance Coverage Model Act with provisions narrowly defining “bona fide associations.” The NAIC should avoid additional, unnecessary deviation from federal standards. The proposed definition serves no useful purpose other than to insult those who did not go to college. The proposed NAIC draft defines “bona…

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The NAIC considers narrow definition of “bona fide” association

If you read the last article on MEWAs here, you noticed that different laws define what it means to be a “bona fide association” for health insurance purposes. I won’t repeat those observations. However, you might want to watch the National Association of Insurance Commissioners (NAIC) draft model law that proposes to define “bona fide…

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