Moda “Bona Fide” Association Plan Filing Details

Ahhh…the marketplace…pushing, shoving, spinning, clarifying, puffery and many other special words come tumbling out with bad news. For those who want to paint a happy face on the recent Washington Insurance Commissioner (OIC) disapproval of large group health plans for several associations/trusts insured through Moda, let’s sort through the options in the “No Spin Zone.” Moda…

Share

Association Plans – Year End Wrap-Up

For most of 2014, insurance producers and employers puzzled over the inability of the Office of the Insurance Commissioner (OIC) to make decisions about the fate of Washington’s association health plans. Most associations claimed status as “bona-fide” employer associations to obtain treatment as large employer plans under ERISA. That status allows the association to offer…

Share

What is a MEWA and will they be sent to the health care reformatory?

Kittens say “mew”; insurance brokers say “mewa” – not “myū-ah”, but “mē – wăh.” A MEWA may be a “cool cat” or a predator depending on where you live. In Washington, many employers hang out with the safe version. They get their health insurance through MEWAs. MEWA is an acronym for “Multiple Employer Welfare Arrangement”…

Share