The recent freezing, nasty winter weather isn’t the only snow job to blanket most of the country. With the Florida court decision declaring the federal health care reform act unconstitutional, you’d think reform was dead. But as only a Monty Python character could voice…it’s not dead yet. Clear away the competing court decisions and nothing…
As we struggle to understand and adapt to federal health care reform, can we please agree on the fundamentals? Much of the debate and the more modest conversations about the future of health insurance reform occur in a twilight zone where we use the same words but mean entirely different things. Insurance has a long…
If you want to manage your health, follow RATS. Health care and health insurance relies on risk management and cost control. RATS focus on risk through reduction, avoidance, transfer, and self-funding. Reduction means you take your vitamins and go to the gym. Avoidance means you don’t smoke or drive without a seat-belt. Transfer means you…
