Association Health Plans – Some Clarity at Last

After years of confusion and drift, the Insurance Commissioner’s Office (OIC) has begun a more transparent process of sorting out the winners and losers in the Washington association health plan market. Change has come quickly in the past week beginning March 5th with the Association of Washington Business withdraw of their demand for hearing challenging the…

Share

Agency Judge Denies BHT Request to Stop Commissioner Disapproval of Health Plans

On February 13, Judge George Finkle (Ret.), presiding officer in the Business Health Trust administrative action against the Insurance Commissioner ruled: “BHT is not entitled to a hearing or to an automatic stay under RCW 48.04.020(1). I do not grant a discretionary stay under RCW 48.04.020(2). This Order is without prejudice to BHT’s renewed Demand…

Share

Association Health Plans – Rest in Peace?

On Friday afternoon (1/23/2015), federal district court Judge Robert Lasnik denied the Business Health Trust and thirteen other participating trusts a temporary restraining order (TRO) against Insurance Commissioner Mike Kreidler. The Trusts, insured by Premera, sought the TRO to prevent the Commissioner from issuing a letter like the one issued to the Moda insured trusts [see previous article].  The…

Share

Alphabet Soup: OIC v BHT re AHP or ACA under ERISA

Here is the first in a series of updates on the litigation between the “Business Health Trust“ (BHT) and the Washington Insurance Commissioner (OIC). You can track progress on both the administrative hearing within the OIC and the federal court litigation here and here. On January 9th, Assistant Attorney General Mart U. Deleon filed an answer…

Share

Association Plans – Year End Wrap-Up

For most of 2014, insurance producers and employers puzzled over the inability of the Office of the Insurance Commissioner (OIC) to make decisions about the fate of Washington’s association health plans. Most associations claimed status as “bona-fide” employer associations to obtain treatment as large employer plans under ERISA. That status allows the association to offer…

Share